Search Results for: SAVING

Students read two online stories that introduce them to the elements of a budget and show that a successful budget balances money coming in (income) with money going out (expenses and savings). Follow-up activities point out the value of a budget. Students learn that a budget can help us mak…

Students look at definitions for the three categories of federal spending and using the internet locate examples of each. They then categorize a list of expenditures as government purchases or transfer payments. Given federal budget data, students analyze the pattern of change that has…

In this lesson students learn decision making skills that will help them become better consumers. As consumers they have a variety of alternatives from which to choose. They learn about the importance of price information in making their decisions. First, students gather information on…

This lesson uses a Better Money Habits video to explain why creating an emergency fund is important, especially when confronted with unexpected costs.

This updated lesson is based on the novel, Lyddie, by Katherine Paterson. Set mainly in Lowell, Massachusetts, in the 1840s, 13-year-old Lyddie Worthen, works six days a week, from dawn until dusk, running weaving looms in a murky dust-and lint-filled factory, trying to save enough money to…

Making the most of your income.

In this personal finance lesson, students explore budget constraints by solving a contextual problem.

Banking should not be confusing. It should be INTERESTing! Most students in the elementary grades would love to know more about checking accounts, ATMs, credit cards and all the ways in which their relatives buy the stuff that they want. This lesson provides the students with information on…

College costs have escalated over the past two decades, and many students are relying on student loans to cover the costs. So it is more important than ever to carefully consider the costs of college, anticipated career income, and how to best finance those college expenses. Students must…

Students learn about incentives for alternative energy programs and the role played by non-price determinants in energy choices.