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The National Personal Finance Challenge (NPFC) is a nationwide competition that provides high school students the opportunity to build and demonstrate their knowledge of money management. Teams showcase their expertise in the concepts of earning income, spending, saving, investing, managing credit, and managing risk. 

This fun and motivating team experience begins with competitions at the state level. This motivating and fun team learning experience begins with competitions at the state level. The winning team from each state moves on to the National Finals. Finals consist of a case study where teams present to a panel of judges. The 2024 National Personal Finance Challenge finals will be hosted in Cleveland, Ohio on May 19-20, 2024. For spring 2024, the National Finals will be held at the Federal Reserve Bank of Cleveland where teams will compete in-person. While in Cleveland all expenses will be covered (this includes food, lodging, and all events. This excludes travel costs to/from state of origin).



This toolkit offers resources for a new or returning teacher or coach to prepare their student team to compete in the National Personal Finance Challenge (NPFC).


Top-performing teams in the National Personal Finance Challenge receive a trophy, banner, and cash prizes for each student member corresponding to their team’s rank in the National Finals:

1st place: $2,000
2nd place: $1,000
3rd place: $500
4th place: $250


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