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Grade 9-12

Consumer Credit Protection

Time: 90 mins,
Updated: February 17 2021,


Students will be able to:

  • Identify features of key federal legislation that help protect consumers in credit transactions.
  • Analyze specific credit problems by reference to federal credit legislation.

In this personal finance lesson, students will receive an overview of legal protection for those using consumer credit.

Book Info

This lesson is part of Financial Fitness for Life 9-12, 3rd Edition and provides the slides and activities with educational technology tools. For full access to the book, shop the teacher guide and student workbook below.

Teacher Guide

Student Workbook

Available in eBook and hard copy

Available in eBook and hard copy


This lesson provides an overview of legal protection for those who use consumer credit. It stresses federal laws designed to protect consumers with credit transactions. The applicable laws include the Truth in Lending Act, the Fair Credit Reporting Act, the Equal Credit Opportunity Act, the Fair Credit Billing Act, the Fair Debt Collection Practices Act, the Electronic Funds Transfer Act, the Fair and Accurate Credit Transactions Act, and the Credit Card Accountability Responsibility and Disclosure Act.

Personal Finance