In this personal finance lesson, students will learn how compound interest makes savings grow.

This lesson is part of Financial Fitness for Life 9-12, 3rd Edition and provides the slides and activities with educational technology tools. For full access to the book, shop the teacher guide and student workbook below.

This lesson examines the benefits and costs of spending and saving. The students learn how compound interest makes savings grow. Compounding provides an incentive to save and invest early. The benefits of saving and investing when you are young can increase substantially over time when funds are allowed to compound.

Lesson 20 Slides

Lesson 20 What’s the Cost of Spending and Saving Lesson Plan

Lesson 20 What’s the Cost of Spending and Saving Student Handouts