Search Results for: SAVING

One of the most important financial decisions people make is whether to go to college. The price tag of a college education is rising, but so are the benefits. In this lesson, students will begin by learning the relationship between level of education and the average unemployment rate; and l…

High school students have rarely been asked to look at their future beyond where they will be going to college or what job they think they will have. This lesson asks you to think in a long-term perspective. By using a timeline, something you should be familiar with from past history cla…

Students read two online stories that introduce them to the elements of a budget and show that a successful budget balances money coming in (income) with money going out (expenses and savings). Follow-up activities point out the value of a budget. Students learn that a budget can help us mak…

Are you a high school teacher? Learn More about National Personal Finance Challenge (NPFC)!  Engage your students by participating in the National Personal Finance Challenge (NPFC), a fun and motivating team competition that provides high school students the opportunity to get financially sa…

Welcome to the National Personal Finance Challenge! To enter your state challenge, click your state below. At each state personal finance challenge, teams of up to four students with one teacher/coach showcase their expertise in earning income, buying goods and services, saving, using credit…

  The National Personal Finance Challenge (NPFC) is a nationwide competition that provides high school students the opportunity to build and demonstrate their knowledge of money management. Teams showcase their expertise in the concepts of earning income, buying goods and services, saving, u…

This lesson uses a Better Money Habits video to explain why creating an emergency fund is important, especially when confronted with unexpected costs.

This updated lesson is based on the novel, Lyddie, by Katherine Paterson. Set mainly in Lowell, Massachusetts, in the 1840s, 13-year-old Lyddie Worthen, works six days a week, from dawn until dusk, running weaving looms in a murky dust-and lint-filled factory, trying to save enough money to…

In this lesson students learn decision making skills that will help them become better consumers. As consumers they have a variety of alternatives from which to choose. They learn about the importance of price information in making their decisions. First, students gather information on…

Students look at definitions for the three categories of federal spending and using the internet locate examples of each. They then categorize a list of expenditures as government purchases or transfer payments. Given federal budget data, students analyze the pattern of change that has…