Search Results for: SAVING

One of the most important financial decisions people make is whether to go to college. The price tag of a college education is rising, but so are the benefits. In this lesson, students will begin by learning the relationship between level of education and the average unemployment rate; and l…

High school students have rarely been asked to look at their future beyond where they will be going to college or what job they think they will have. This lesson asks you to think in a long-term perspective. By using a timeline, something you should be familiar with from past history cla…

Students read two online stories that introduce them to the elements of a budget and show that a successful budget balances money coming in (income) with money going out (expenses and savings). Follow-up activities point out the value of a budget. Students learn that a budget can help us mak…

This lesson uses a Better Money Habits video to explain why creating an emergency fund is important, especially when confronted with unexpected costs.

This updated lesson is based on the novel, Lyddie, by Katherine Paterson. Set mainly in Lowell, Massachusetts, in the 1840s, 13-year-old Lyddie Worthen, works six days a week, from dawn until dusk, running weaving looms in a murky dust-and lint-filled factory, trying to save enough money to…

In this lesson students learn decision making skills that will help them become better consumers. As consumers they have a variety of alternatives from which to choose. They learn about the importance of price information in making their decisions. First, students gather information on…

Students look at definitions for the three categories of federal spending and using the internet locate examples of each. They then categorize a list of expenditures as government purchases or transfer payments. Given federal budget data, students analyze the pattern of change that has…

College costs have escalated over the past two decades, and many students are relying on student loans to cover the costs. So it is more important than ever to carefully consider the costs of college, anticipated career income, and how to best finance those college expenses. Students must…

This lesson uses a Better Money Habits video to reinforce budgeting concepts.

In this personal finance lesson, students explore budget constraints by solving a contextual problem.