Content Partner

Grade 9-12

Evaluating Credit Card Offers

Time: 40 mins,
Updated: February 17 2021,
Author: Jared Davidove


Students will be able to:

  • Evaluate credit card offers by describing differences among credit cards rates and fees.
  • Recommend how to choose the best credit terms that best fit your needs.


Prior to introducing students to Mint, we recommend teachers read through the Curriculum Overview (Section 1) to get acquainted with each activity and review the Curriculum Orientation (section 2). The Mint simulation is a hands on activity that lets students analyze and create a budget. Use Mint Answer Keys as a teacher guide.


For students to be able to access Mint successfully, they must use the same computer or device every time they access Mint. Otherwise, they will be forced to re-create a new account. Paid advertisements appear in Intuit Mint. The Council for Economic Education does not endorse or evaluate the advertised product, service, or company, nor any of the claims made by the advertisement.


Assign your students the Evaluating Credit Card Offers Quiz using ReadyAssessments, a free assessment tool.

FFFL Connection

Evaluating Credit Card Offers has been created as a real-world, hands-on technology simulation to accompany FFFL 9-12, 3rd Edition lesson 15 called Shopping for a Credit Card. If you have not taught this lesson plan, we recommend students are proficient in the credit concepts.

In this personal finance activity, students will use Mint, a real-world personal finance app, to follow Isaiah throughout the year and learn about different types of credit card offers.

Personal Finance