Content Partner

Grade 9-12

Analyzing a Credit Report and Score

Time: 40 mins,
Updated: February 17 2021,
Author: Jared Davidove


Students will be able to:

  • Summarize the information used to calculate a credit score.
  • Explain the factors that improve a credit score.


Prior to introducing students to Mint, we recommend teachers read through the Curriculum Overview (Section 1) to get acquainted with each activity and review the Curriculum Orientation (section 2). The Mint simulation is a hands on activity that lets students analyze and create a budget. Use Mint Answer Keys as a teacher guide.


For students to be able to access Mint successfully, they must use the same computer or device every time they access Mint. Otherwise, they will be forced to re-create a new account. Paid advertisements appear in Intuit Mint. The Council for Economic Education does not endorse or evaluate the advertised product, service, or company, nor any of the claims made by the advertisement.


Assign your students the Analyzing a Credit Report and Score Quiz using ReadyAssessments, a free assessment tool.

FFFL Connection

Analyzing a Credit Report and Score has been created as a real-world, hands-on technology simulation to accompany FFFL 9-12, 3rd Edition lesson 13 called Credit Reports and Scores. If you have not taught this lesson plan, we recommend students are proficient in the credit concepts.

In this personal finance activity, students will use Mint, a real-world personal finance app, to follow Isaiah throughout the year and learn about credit reports and scores.

Personal Finance