Content Partner

Grade 9-12

Analyzing a Credit Report and Score

Time: 40 mins,
Updated: November 14 2023,
Author: Jared Davidove


Students will be able to:

  • Summarize the information used to calculate a credit score.
  • Explain the factors that improve a credit score.


Assign your students the Analyzing a Credit Report and Score Quiz using ReadyAssessments, a free assessment tool.


Prior to introducing students to Mint, we recommend you read through the Curriculum Overview (Section 1) to get acquainted with each activity and review pages 3 to 5 in Curriculum Orientation (section 2) to help you and your students log-in to Mint. Here is the link for your students to log in (

Show students Intro and Logging in to Intuit for Education Video to orient them with the log-in process if needed.

The Mint simulation is a hands on activity that lets students analyze and create a budget. Provide students with a digital copy or print copy of Analyzing Credit Report and Score Activity. Use Analyzing Credit Report and Score Answer Key as a teacher guide.


For students to be able to access Mint successfully, they must use the same computer or device every time they access Mint. Otherwise, they will be forced to re-create a new account. Paid advertisements appear in Intuit Mint. The Council for Economic Education does not endorse or evaluate the advertised product, service, or company, nor any of the claims made by the advertisement.

FFFL Connection

Analyzing a Credit Report and Score has been created as a real-world, hands-on technology simulation to accompany FFFL 9-12, 3rd Edition lesson 13 called Credit Reports and Scores. If you have not taught this lesson plan, we recommend students are proficient in the credit concepts.

In this personal finance activity, students will use Mint, a real-world personal finance app, to follow Isaiah throughout the year and learn about credit reports and scores.