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Personal Finance Clear

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Meeting Financial Goals

In this lesson, students learn several basic steps to help them understand the importance of saving to meet future personal...
Key Concepts: Balance of Trade and Balance of Payments, Decision Making/Cost-Benefit Analysis

Nearpod version available

Rates of Change

In this personal finance lesson, students will analyze the relationship between differing costs using the concept of slopes.
Key Concepts: Business Costs and Revenues, Profit

Nearpod version available

How Expensive are Payday Loans?

In this personal finance lesson, students will learn how a payday loan works.
Key Concepts: Credit, Interest

Nearpod version available

Earning Credit

In this personal finance lesson, students will learn to compound interest and amortization to calculate the cost of a car.
Key Concepts: Credit, Interest, Risk and Return

The 411 on College Education

One of the most important financial decisions people make is whether to go to college. The price tag of a...
Key Concepts: Decision Making/Cost-Benefit Analysis, Division of Labor/Specialization, Market Structures

What is a Stock?

The students work in small groups that represent households. Each household answers questions about stocks and stock markets. For each...
Key Concepts: Budgeting, Financial Markets, Investing

Invest in Yourself

To explore the concept that people invest in themselves through education, the students work in two groups and participate in...
Key Concepts: Balance of Trade and Balance of Payments, Budgeting, Decision Making/Cost-Benefit Analysis…

Why Save? | Lesson Demo

This video is a classroom demonstration of Lesson 1: Why Save? from CEE's Learning Earning and Investing for a New...
Key Concepts: Compound Interest, Interest

Understanding a Balance Sheet

A balance sheet shows the assets, liabilities, and net worth for a business on a given day. This business document...
Key Concepts: Budgeting, Decision Making/Cost-Benefit Analysis, Insurance

A Penny Saved

In this economics lesson, students will read and discuss the comic book, “A Penny Saved".
Key Concepts: Balance of Trade and Balance of Payments, Credit, Economic Institutions…

Jobs: Who Needs 'Em?

In this lesson, students will look at the importance having some kind of job. At early ages they sometimes get...
Key Concepts: Employment and Unemployment, Trade-offs among Goals

Banks & Credit Unions (Part I)

Students learn about banks and credit unions, identifying similarities and differences between the two types of financial institution. They also...
Key Concepts: Balance of Trade and Balance of Payments, Budgeting, Decision Making/Cost-Benefit Analysis…

It's a Not So Wonderful Life

In this lesson students learn about banks and banking. The study the fractional reserve system, and the role the Fed...
Key Concepts: Economic Institutions, Markets and Prices, Money…

The Grasshopper and the Ant

Understanding the concept of opportunity cost is critical for good decision making. The ability to identify the opportunity cost—the highest...
Key Concepts: Balance of Trade and Balance of Payments, Consumers, Decision Making/Cost-Benefit Analysis…